최신 Maryland Insurance Life-Producer 무료샘플문제:
1. An insurable interest in each other's lives may exist in the absence of an economic interest when the individuals are:
A) Business associates
B) Marriage partners
C) Traveling companions
D) Competitors
2. Which of the following statements about participating life insurance is true?
A) Policyowners are assessed monthly for losses.
B) Policyowners may be entitled to receive dividends.
C) The insured must be the policyowner.
D) The insurer must be a stock company.
3. In the event of a death claim under a life insurance policy, what happens to the amount of any existing policy loan?
A) It is deducted from the face amount of the policy together with any interest due.
B) The beneficiary has an obligation to pay the amount to the insurance company.
C) It represents a primary claim against the estate of the insured.
D) It is canceled, and the beneficiary receives the face amount of the policy.
4. A licensee must report each of the following to the Maryland Insurance Administration EXCEPT:
A) Change of name
B) Change of residence address
C) Change in financial status
D) Felony convictions
5. A universal life insurance policy can be described most accurately as a combination of:
A) A flexible premium deposit fund and a monthly renewable term insurance policy
B) An endowment policy and an interest-sensitive deposit fund
C) A mutual fund and a whole life insurance policy
D) A term insurance policy and an annuity
질문과 대답:
| 질문 # 1 정답: B | 질문 # 2 정답: B | 질문 # 3 정답: A | 질문 # 4 정답: C | 질문 # 5 정답: A |
903 개 고객 리뷰
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